US credit unions: Survival, consolidation and growth

John Goddard, Donal McKillop, John Wilson

Allbwn ymchwil: Cyfraniad at gyfnodolynErthygladolygiad gan gymheiriaid

24 Dyfyniadau(SciVal)
161 Wedi eu Llwytho i Lawr (Pure)

Crynodeb

This study uses hazard function estimations and time-series and cross-sectional growth regressions to examine the impact of exit through merger and acquisition (M&A) or failure, and internally-generated growth, on the firm-size distribution within the US credit union sector. Consolidation through M&A was the principal cause of a reduction in the number of credit unions, but impact on concentration was small. Divergence between the average internally-generated growth of smaller and larger credit unions was the principal driver of the rise in concentration.
Iaith wreiddiolSaesneg
Tudalennau (o-i)304-319
Nifer y tudalennau16
CyfnodolynEconomic Inquiry
Cyfrol52
Rhif cyhoeddi1
Dyddiad ar-lein cynnar05 Gorff 2013
Dynodwyr Gwrthrych Digidol (DOIs)
StatwsCyhoeddwyd - 01 Ion 2014
Cyhoeddwyd yn allanolIe

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